InvioInvio

Write the invoice in 60 seconds. GST does itself.

Invoicing for New Zealand and Australian sole traders and trades. Five invoices a month free, no card. Pro from A$19.

No card. Cancel any time. A$ shown, NZ mirrors in NZ$.

Example invoice INV-0247

Apex Electrical Pty Ltd

88 Commercial Road

Prahran VIC 3181

ABN: 74 603 217 845

TAX INVOICE

INV-0247

Issue: 20 Sep 2026

Due: 28 Sep 2026

Paid

Bill To

Riverside Property Holdings Pty Ltd

14 Toorak Road

South Yarra VIC 3141

DescriptionAmount
After-hours callout1 x A$95.00A$95.00
Labour, registered electrician3.5 x A$85.00A$297.50
RCD, 2 pole 40A2 x A$68.40A$136.80
TPS cable 2.5mm, 20 m20 x A$3.15A$63.00
SubtotalA$592.30
GST (10%)A$59.23
TotalA$651.53
Amount paidA$651.53
Balance dueA$0.00
Paid online by card02 Oct 2026

Thank you for your business!

GST

GST 10% calculated

A$59.23 on A$592.30

Email

Sent to client

Email with a Pay button

Reminder

Reminder sent

3 days overdue, automatic

Card payment

Paid by card

A$651.53

Recurring

Next invoice: 20 Oct

Monthly, sent for you

DashboardWhere the money is, the moment you send.

Outstanding

A$2,408.65

3 invoices out

Overdue

A$1,240.00

Fitzroy Joinery, 6 days

Paid this month

A$3,416.00

3 invoices paid

InvoicesExample

  • INV-0247Riverside Property Holdings Pty LtdPaidA$651.53
  • INV-0246Priya & Daniel OseiSentA$612.40
  • INV-0245Callum & Priya FerrisSentA$556.25
  • INV-0244Fitzroy Joinery6 days overdueOverdueA$1,240.00
  • INV-0243Craig & Louise MarshPaidA$1,720.35
  • INV-0242Meera & Tom FitzgeraldPaidA$1,044.12

No card to start

5 invoices a month, free forever

GST 10% in AU, 15% in NZ

Export everything, any time

824

invoices issued through Invio

604

of them marked paid

NZ$590,480

marked paid through Invio

Figures to 6 October 2026. We publish what we have, not what sounds bigger.

Two steps, and the second one is the point

01

Create in seconds.

Type it, or say it out loud in the ute with the engine still running. Lines, hours, materials, GST. The client comes back from the last job you did for them.

Callout, labour at your hourly rate, parts at cost or marked up. GST applied per line, not bolted on at the end.

Draft INV-0247

Apex Electrical Pty Ltd

88 Commercial Road

Prahran VIC 3181

ABN: 74 603 217 845

TAX INVOICE

INV-0247

Issue: 20 Sep 2026

Due: 28 Sep 2026

Draft

Bill To

Riverside Property Holdings Pty Ltd

14 Toorak Road

South Yarra VIC 3141

DescriptionAmount
After-hours callout1 x A$95.00A$95.00
Labour, registered electrician3.5 x A$85.00A$297.50
RCD, 2 pole 40A2 x A$68.40A$136.80
TPS cable 2.5mm, 20 m20 x A$3.15A$63.00
SubtotalA$592.30
GST (10%)A$59.23
TotalA$651.53
Amount paidA$0.00
Balance dueA$651.53

Payment Details

Please use the following details to make a payment.

Bank: ANZ

Account name: Apex Electrical Pty Ltd

Account: 1234 5678

BSB: 013-241

Reference: INV-0247

Thank you for your business!

02

Get paid faster.

Send as a link or a PDF. They pay by card or bank transfer from the invoice itself. Reminders go out on their own until it is paid, so you are not the one chasing.

You see when it was opened. Reminders keep going until it is paid, and you can turn them off per invoice.

Invoice INV-0247

  1. Sent
  2. Overdue
  3. Paid
  1. 20 Sep

    Invoice INV-0247 from Apex Electrical Pty Ltd

    To Riverside Property Holdings Pty Ltd

    Pay invoiceOpened
  2. 1 Oct

    Overdue: Invoice INV-0247 is outstanding - A$651.53

    Sent automatically, 3 days after the 28 Sep due date

  3. 2 Oct

    Paid by card

    The invoice is marked paid. Reminders stop.

    A$651.53Paid

What it actually does

Seven capabilities, grouped by the part of your week they belong to. Every one of them is in the product now.

The money

Three of seven

Smart GST Engine

10% on every line, or a different rate per line where it differs. Zero-rated and exempt handled properly. On invio.co.nz it switches to 15% and the New Zealand fields.

INV-0247

SubtotalA$592.30

GST (10%)A$59.23

TotalA$651.53

A$592.30 + A$59.23 = A$651.53

Tax time sorted

Your GST return figures, worked out as you invoice and ready to file. A year to date view your accountant can read without asking you for anything.

Quarterly breakdownExample

QuarterIncomeGST

Q1 (Jul-Sep)A$592.30A$59.23

Figures ready at period end

Card payments

A pay button on the invoice itself. Card or bank transfer, their choice. The processing fee is shown to you before you send, never buried in the total.

Pay online by card

Pay A$651.53 by card

Or by bank transfer, using the details on the invoice.

Fee shown before you send

The paperwork

Three of seven

Invoice settings

Your logo, your payment terms, your numbering, your bank account, your default note at the bottom. Set once, applied to everything after it.

Apex Electrical Pty Ltd

NumberingINV-0247

BankANZ 1234 5678

INV-0247, due the 20th

Expenses, with the receipt attached

Photograph the receipt at the merchant while you are still standing there, and file the expense against the job with the photo kept on it. No shoebox at the end of the year.

Expense

Hardware storeMaterialsA$200.00

Receipt photo attached

Every plan

Automated reminders

Polite first, firmer later, and they stop the moment the money lands. Off any time, per invoice, because some clients you would rather ring.

Automatic reminders

Overdue: Invoice INV-0247 is outstanding - A$651.533 days after the due date

Paid. Reminders stop.

Until it is paid

The AI layer

One of seven, and optional

Connect your AI

Ask Claude or ChatGPT what is owed and who is late, in the assistant you already use. Reads are live. A send carries the same bank-details and email checks whoever asks for it, and you can revoke a connection in Settings at any time.

Who is late paying me?

ClaudeFitzroy Joinery: A$1,240.00, 6 days overdue.

Claude and ChatGPT

What we are building next

Three add-ons we plan to build. Published so you know what is missing before you pay, not after.

Planned add-on
Online EFTPOS, through WorldlineA lower-cost gateway on the invoice
Planned add-on
Xero and MYOB auto-sync over the APITwo-way. CSV export works today
Planned add-on
Advanced dashboard insightsCashflow, payment speed, forecasting

No dates, because we do not have any. Everything else on this page is in the product today.

Four plans. The free one is a real plan.

A$ per month. NZ mirrors in NZ$. Each step says what it adds.

Free

5 invoices a month, one user, PDF and email send, GST-ready, reminders on your first three invoices and one recurring series. Limits: one user, and after the first three, reminders need Pro.

$0

Pro

For the trade invoicing every week. Unlimited invoices, unlimited reminders and recurring series, GST return figures, your logo and terms. New to Invio: A$5/mo for your first 3 months, then A$19/mo.

was A$19, now A$5 per month for 3 months

Pro AI

The same tool with the AI layer switched on. Voice to invoice, the assistant, drafts written from a job note.

A$29

Growth

For a sole trader running more than one brand. Multiple brands from one login, and the lead capture widget with its enquiries dashboard.

A$49

See what each plan includes, side by side. Full comparison →

Run more than one Xero organisation?

Invio also connects every Xero organisation you authorise to whichever AI assistant you use - reads answered per organisation, writes held until you approve them, whether that's a click in Invio or a word in the chat.

Guides and tips for Australian tradies

Written for people who did not do a business degree and should not have to.

How to Get Paid Faster as a Contractor in Australia (2026 Guide)

Tired of chasing payments? Learn how Australian tradies and contractors get paid faster - from invoice basics and Security of Payment claims to automated reminders.

How to Create a Valid Tax Invoice in Australia (2026 Guide)

Complete guide to tax invoice requirements in Australia. Learn when you must (and must not) call it a "tax invoice", the ATO checklist, GST math, and a free template.

How to Chase Overdue Invoices in Australia (Without Losing the Client)

Chasing unpaid invoices is stressful. Here is exactly how Australian tradies and sole traders can follow up overdue invoices and get paid faster, with email and phone scripts.

Sole Trader Tax Guide Australia: What You Can Claim

A practical guide to tax for Australian sole traders - income tax, GST, PAYG instalments, what you can claim, and how record-keeping and super work when you work for yourself.

All guides

Frequently Asked Questions

Is the free plan really free?
Yes. Five invoices a month, one user, no card, no expiry. It is a plan, not a trial.
What happens when I hit five invoices?
At five you can still write drafts and quotes, and everything you have already sent stays exactly as it is. Sending the sixth needs Pro.
Do I need an ABN to invoice through Invio?
You do not need an ABN to use Invio, but most Australian businesses do need one to invoice without the payer withholding 47% tax. See our ABN invoicing guide for the full rules and exceptions.
Does this work for New Zealand?
Yes. invio.co.nz is the same product with 15% GST and NZ$ pricing. Same design, same account, region-specific words.
Can I get my data out?
Any time, as CSV and PDF, including on the free plan. Your invoices are yours and leaving does not cost anything.
Does the AI send invoices on its own?
Not on its own. The in-app assistant cannot send at all, the tool is not in its list. A connected assistant like Claude can send. It is told to show you the invoice and wait for your yes before it does, and the send passes the same checks as one you press yourself, except that it cannot skip the bank-details step. You can revoke a connection in Settings at any time.
Do my clients need an account?
No. They get a link, they view the invoice, they pay by card or bank transfer. They never need an account and they never pay us anything.

Send your first invoice tonight.

No credit card required · Free forever plan, 5 invoices a month · Upgrade any time